Shared expenses break your plan
When you split groceries with your partner, YNAB categorizes the whole amount.
| Category | Assigned | Activity | Available |
|---|---|---|---|
🛒Groceries | $300.00 | $150.00 |
What if you could categorize just your half?
| Category | Assigned | Activity | Available |
|---|---|---|---|
🛒Groceries | $300.00 | $225.00 |
We sync YNAB with Splitwise to track what you spent, not what you fronted.
The secret
Add a Splitwise account to YNAB
Every expense split with your partner gets two transactions:
| Category | Assigned | Activity | Available | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
🛒Groceries | $300.00 | -$75.00 | $225.00 | ||||||||||||
| |||||||||||||||
The $150 original outflow + a $75 adjustment inflow = $75 you actually spent.
And a Splitwise account tracks what you're owed:
As an IOU ledger, not a real bank account.
Don't have Splitwise? It's free—great for tracking shared expenses with anyone.
The integration
We automate the entire workflow
Flag a shared expense in YNAB. We automatically create the Splitwise expense and add the adjustment transaction.
👆 Click the flag to try it
See it in action
How it works for your setup
Pick your scenario.
The workarounds don't work
Every YNAB user with shared expenses has tried these.
“Reimbursement” category
Dump all shared expenses into one bucket. Now you have no idea what you actually spend on groceries.
Manual split transactions
Multi-line splits for every settlement. 15+ minutes each time. Miss one? Nothing reconciles.
Just ignore it
Accept that your spending reports are inflated. Defeats the whole point of budgeting.
Simple, fair pricing
One subscription covers you and your partner.
Start with a 34-day free trial.
Monthly
Flexibility to cancel anytime.
Annual
Just $2.42/month
Perfect as a yearly category target.
See what you actually spend
Not what you fronted for your partner. Connect YNAB and Splitwise in 2 minutes.