For YNAB users who split expenses
That $150 grocery run? Only $75 was yours.
We make YNAB see the truth.
Without Splitwise for YNAB
| Category | Assigned | Activity | Available |
|---|---|---|---|
đź›’Groceries | $300.00 | -$150.00 | $150.00 |
You spent $150 on groceries...
With Splitwise for YNAB
| Category | Assigned | Activity | Available |
|---|---|---|---|
đź›’Groceries | $300.00 | -$75.00 | $225.00 |
✓ Only $75 was yours—accurate category balance
Create a Splitwise cash account in YNAB—it's not a real bank account, just an IOU ledger. Positive balance means you're owed money. Negative means you owe. When you settle up, it goes to zero.
+$75 — Your partner owes you half of that $150 grocery run
Don't have Splitwise? It's free to sign up—great for tracking shared expenses with anyone.
Click to see how it works for your situation.
Flag a shared expense in YNAB—we create the Splitwise entry and the adjustment transaction automatically.
👆 Click the flag to try it
We handle the rest
Expense created in Splitwise
Adjustment added to YNAB (same category)
Not 50/50? No problem. You can set a custom split ratio.
Every YNAB user with shared expenses has tried these.
Dump all shared expenses into one generic category. Simple, but now you have no idea how much you actually spend on groceries, gas, or utilities.
Create multi-line split transactions for every settlement. Takes 15+ minutes each time. Miss one? Your accounts won't reconcile.
Keep your detailed categories. Skip the data entry. Flag with a color—we create the Splitwise expense and the YNAB adjustment. Same category, correct amount. Works whether your partner uses YNAB or not.
See what you actually spend—not what you fronted for someone else. Connect in 2 minutes.